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Indexed Annuities

Home Indexed Annuities

Indexed Annuities

Indexed annuities offer a unique way to grow your savings by linking returns to the performance of a market index while protecting your principal from market losses. This means you can benefit from potential market gains without the risk of losing your initial investment.

In addition to growth potential and principal protection, our indexed annuities often include features like tax-deferred growth and guaranteed income options. This flexibility allows you to tailor your annuity to fit your retirement goals.

How Indexed Annuities Work

Our Indexed annuities credit interest based on the changes in a specific market index, but your principal remains protected from downturns, ensuring your investment won’t lose value due to market fluctuations.

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Benefits of Indexed Annuities

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  • 01
    Flexible Options

    Indexed annuities offer customization, with optional riders for long-term care. You can adjust features based on your personal financial needs and retirement vision.

  • 02
    Principal Protection

    With indexed annuities, your initial investment is never at risk due to market downturns. Even if the market dips, your principal remains untouched.

  • 03
    Market-Linked Growth

    Your earnings are tied to a market index like the S&P 500, offering growth potential when the market performs well. Unlike direct investments, you won’t lose money when the market drops.

  • 04
    Tax-Deferred Earnings

    All gains grow tax-deferred, meaning you won’t pay taxes until you begin withdrawing. This allows your earnings to compound more effectively, especially over long periods.

  • 05
    Guaranteed Income

    You can turn your annuity into a predictable income stream for life. This ensures financial stability in retirement and removes the fear of outliving your savings.

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