A serious diagnosis shouldn't mean financial devastation. Get cash in hand when you need it most — to focus on recovery, not bills.
Receive a tax-free lump sum payment upon diagnosis — use it however you need, no restrictions.
Benefits triggered by heart attack, stroke, cancer, kidney failure, and other serious conditions.
Access your death benefit early if you are unable to perform 2 of 6 activities of daily living.
Many policies include critical and chronic illness riders at little or no additional cost.
Covered conditions vary by carrier and policy. Glenn will review exact terms with you.
Critical illness insurance pays a lump sum benefit if you are diagnosed with a covered serious illness such as cancer, heart attack, or stroke. You can use the money for any purpose — medical bills, mortgage, living expenses, or travel for treatment.
Chronic illness coverage allows you to access your life insurance death benefit early if you become chronically ill and are unable to perform 2 or more activities of daily living (ADLs) such as bathing, dressing, or eating.
Health insurance pays your medical providers directly. Critical and chronic illness coverage pays YOU directly — giving you cash to cover any expenses, including lost income, travel, home modifications, or experimental treatments.
In many cases, yes. Critical and chronic illness riders can be added to new life insurance policies. Glenn will review your current coverage and identify gaps that these riders can fill.
Critical and chronic illness coverage is most affordable when you're healthy. Talk to Glenn today about adding this protection to your plan.